FAQ

We handle the title search, prepare closing documents, coordinate with all parties, and make sure the property transfers correctly and legally.

A title search checks the property’s history to make sure there are no problems, such as unpaid taxes, liens, or ownership issues.

A copy of your ID , Full name, email, phone , Marital status, How you want to take title (vesting), Lender contact info (if using a loan)

A copy of your ID, Marital status, Forwarding address, Mortgage payoff details, HOA info (if the property has an HOA)

It depends on the property and loan type, but most closings take 2–4 weeks for financed deals and 1–2 weeks for cash deals.

It is a document showing the results of the title search and what must be cleared before closing.

Fees may include: Title insurance, Closing fees, Recording fees, HOA fees, Lender fees (if applicable)

Not always. SimpliTitle can arrange: Mobile notary, Remote online notarization (depending on state rules), In-office closing

SimpliTitle will: Record the deed and mortgage, Distribute funds, Send final documents and title policy to buyer, seller, and lender

Yes. We can coordinate with any lender or real estate agent nationwide.

You can reach out to your assigned closer, processor, or pre-closer through: Email, Phone, Qualia messages

It generally takes 3–10 business days, depending on how quickly we receive the needed documents and reports.

No. Closings can be done in person, by mail, or through a mobile notary.

A valid government-issued photo ID such as a passport, driver’s license, or state ID

A survey is helpful but not always required. Some lenders or HOAs may ask for it.

We will order a payoff statement from the lender, and the mortgage will be paid off during closing.

We will order a payoff statement from the lender, and the mortgage will be paid off during closing.

We will need documents like a death certificate and possibly probate information before the file can proceed.

Yes. They must provide entity documents like Articles, Operating Agreement, EIN, and an Authorization/Resolution.

It is issued after closing is finished, funds are sent, and documents are recorded—usually within 30–45 days.

It is a buyer’s deposit that shows commitment to the purchase and is applied to closing costs.

It varies by state and contract, but typically buyers and sellers each pay certain fees.

It is a document from the HOA showing fees, dues, balances, and any violations for the property.

Yes, but we must first review all mobile home title documents and confirm its legal status.

You can upload them in Qualia or email them directly to your assigned processor.

We will contact you and guide you on how to obtain the missing item, so the file doesn’t get delayed.

Yes, as long as necessary documents are submitted promptly. Most delays happen when items are still outstanding.

Title insurance protects buyers and lenders from past issues such as liens, unpaid taxes, or ownership disputes.

We will inform all parties and work on clearing the issue. Some liens must be fully resolved before the closing can proceed.

We will request a corrected or updated version to ensure the file is processed accurately.

Yes. We can coordinate with any lender if they provide their required closing instructions.

No. Buyers can close in person, remotely, through a mail-away, or with a mobile notary.

Closing funds are the amount the buyer must provide to finalize the transaction, usually sent by wire transfer.

Final settlement funds must be sent via wire or cashier’s check due to security and legal requirements.

Call us directly using a verified phone number. Never rely solely on emailed wiring instructions.

Yes, but any change must be approved by both the buyer and seller, and sometimes the lender as well.

We can arrange a remote or international signing, depending on the rules for that location.

Digital copies are provided after closing, and recorded documents are delivered once the county completes processing.

Recording times vary but typically take between 1 and 15 business days.

We help coordinate, but the buyer must complete the HOA forms and pay any required fees.

It shows the exact amount needed to fully pay off the seller’s mortgage at closing.

Depending on state laws and the contract, the buyer or seller may select the title company.

You will need to provide legal proof, such as a marriage certificate, divorce decree, or court order.

We will need trust-related documents, such as the Trust Agreement or Certificate of Trust.

Usually 1–3 days before closing, depending on when the lender approves it.

You must follow the contract terms. Any escrow funds will be handled according to the contract and state laws.

You can easily submit your deals directly through our website at www.simplititle.com You’ll enter the same details you’d normally provide to any title company—but with Simplititle’s automation, once you’ve uploaded your information, it’s securely stored and reused, so you never have to enter it twice.

There are 2 ways to sign-up for an online account. You can sign-up using an email and password or you can sign-up with an existing Google account. Sign-up with a Google Account: Watch this short video or follow the steps below:

LOGIN WITH GOOGLE OR WITH MICROSOFT
Step 1: Click here or go to the Simplititle home page and navigate to “Login” at the top right of your browser
Step 2: Click “Continue with Google/Microsoft” or create a login
Step 3: Select your Google/Microsoft account and agree to the Terms & Conditions. Sign-up with an email and password:

LOGIN WITH EMAIL
Step 1: Click here or go to the Simplititle homepage and navigate to “Log-in” at the top right of your browser
Step 2: Enter your email address and a unique password
Step 3: You must verify your email. Go to your email account and click the verification link.
Step 4: Return to Simplititle and agree to the Terms & Conditions. You’re all set!

I already have a login; how do I log in to my account?

Step 1: Click here or go to the Simplititle homepage and navigate to “Login” at the top right of your browser
Step 2: If you used an email address/password to sign-up, enter your credentials. If you used a Google or Microsoft account to sign-up, click “Continue with Google/Microsoft” and select your Google/Microsoft account.

We collect your Social Security Number (SSN), Employer Identification Number (EIN), and government-issued ID to verify your identity and comply with federal regulations such as the USA Patriot Act. This helps us confirm you are the correct party involved in the transaction and avoid confusion with individuals who may have similar names.

For sellers, this information is also required by the IRS to report any sale proceeds as taxable income through Form 1099. Without your SSN, EIN, and valid ID, we may be unable to complete your file or release your funds.

If you’re a foreign national or don’t have a U.S. SSN or EIN, please let your escrow officer know so we can collect acceptable alternative identification and ensure full compliance with all regulatory requirements.