Privacy Policy & Terms of Service

1. Acceptance of Terms

Welcome to Simplititle, LLC (“Simplititle,” “we,” “us,” or “our”). By accessing or using our website (www.simplititle.com), mobile application, or related digital platforms (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, you may not use our Services.

2. Description of Services

Simplititle provides cloud-based title, escrow, and closing services designed for real estate transactions. Our Services may include:

• - Title searches, insurance, and closing coordination
• - Document preparation and e-signature functionality
• - Secure communication via platforms such as Qualia
• - Client portals for transaction tracking and document upload

We do not sell your personal information.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding agreements to use our Services. By using our Services, you represent that you meet these requirements.

4. User Accounts

To access certain features, you may need to create an account. You are responsible for:

• - Providing accurate and complete information
• - Maintaining the confidentiality of your login credentials
• - Notifying us immediately if you suspect unauthorized use of your account

Simplititle is not liable for any loss or damage arising from your failure to maintain account security.

5. Authorized Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You may not:

• - Access or use our systems in a way that disrupts their functionality
• - Attempt to hack, reverse-engineer, or gain unauthorized access
• - Upload malware, spam, or objectionable content
• - Use the Services to defraud, misrepresent, or mislead others

6. Communication and Electronic Signatures

By using Simplititle’s Services, you consent to receive electronic communications, disclosures, and notifications. All agreements and signatures executed electronically through our platform are legally binding under applicable state and federal law (e.g., ESIGN Act, UETA).

7. Fees and Payments

All fees for title, escrow, or other closing services are disclosed in advance and may vary by transaction type or state. Payment must be made through our secure platform or approved escrow account. Failure to make timely payment may result in cancellation of services.

8. Third-Party Services

Simplititle integrates with third-party services such as Qualia, Slack, or other cloud systems. Your use of these platforms is subject to their own terms and privacy policies. We are not responsible for third-party content or service failures.

9. Data Protection

We take your data privacy seriously. Please review our Privacy Policy for details on how we collect, store, and protect your information. By using our Services, you consent to our data practices.

10. Intellectual Property

All content on our website and platform—including trademarks, text, images, software, and designs—is owned by Simplititle or its licensors. You may not copy, reproduce, or distribute our materials without written consent.

11. Disclaimers

Simplititle provides Services on an “as-is” and “as-available” basis. We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted access, error-free operation, or that our Services will meet your specific needs.

12. Limitation of Liability

To the fullest extent permitted by law, Simplititle and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising out of or related to your use of our Services, including loss of profits, data, or goodwill. Our total liability shall not exceed the amount paid for the specific Service giving rise to the claim.

13. Indemnification

You agree to defend, indemnify, and hold harmless Simplititle, its officers, employees, and affiliates from any claims, liabilities, or damages arising from your use of the Services, violation of these Terms, or infringement of any third-party rights.

14. Termination

We may suspend or terminate your access to our Services at any time, without notice, if we believe you have violated these Terms or applicable law. Sections relating to intellectual property, limitation of liability, and indemnification shall survive termination.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Shelby County, Tennessee.

16. Updates to These Terms

We may modify these Terms periodically. The updated version will be posted on our website with a revised “Effective Date.” Continued use of our Services constitutes acceptance of the updated Terms.

17. Contact Us

If you have questions about these Terms, please contact us: